Showing posts with label social. Show all posts
Showing posts with label social. Show all posts

Monday, January 11, 2010

Mexican woman tells of ordeal with cross-border child traffickers

source


A young Mexican woman who escaped from human traffickers has told US special agents how she witnessed babies and children being "sold to order" to US citizens.

America's Department of Homeland Security in Washington says the girl, known only as Maria, had "significant ~information" and possessed a "remarkable memory" of her experiences inside the gang.

In an interview with Channel 4 News, to be broadcast tonight, the teenager tells of a cross-border trade in babies and young children, where Mexican and US gangs worked together to supply a demand in the United States.

As a result of the interview, US officials and Mexican authorities have begun an investigation into the alleged trafficking.

Maria says she was 16 when she was lured into the gang by a man on the streets of the Mexican border town of Ciudad Juárez.

Since the 1990s, thousands of women have disappeared from the town. Hundreds of bodies bearing signs of rape and sexual mutilation have been dumped on waste ground in the city; thousands more have never returned.

In 2009, 55 teenage girls vanished in the town, which has been gripped by violence as two drug cartels fight a lethal turf war over cocaine smuggling routes into the US.

Maria, who was in hiding when she talked to Channel 4 News, said she had been given presents and promised a job in an office by the gang member but was instead drugged and raped and sold to men.

In late December, US special agents flew the teenager to the US for a full interview.

Describing what the gang did to one girl who tried to escape, she said: "They took a gallon of gasoline and started pouring it over her. One of the men told me, 'If you don't do as I say, I will do the same to you.' I wanted to look away – but they didn't' let me.

"Even though the girl was on fire, they kept hitting her. They were laughing as if they were enjoying what they were doing. They burned her alive."

Maria, which is not her real name, said the gang had held young women in a house on the Mexican border until they were sold to the US as sex slaves. But she said they also dealt in children, and told of one occasion when the gang was contacted by a woman in New York. "She said she needed a seven-year-old girl and a nine-year-old boy – and she needed them in three days," Maria quoted the woman as saying.

Maria told special agents the gang would prowl the streets of poor areas looking for children.

"They stole the children," she said. "One of the gang members took a six-year-old kid. I had to look after him for three hours. He told me he wanted to see his mummy. Then I started crying. I said: 'I don't think you're ever going to see your mummy again.' All he kept saying was, 'I want to see my mummy.'"

Maria, who escaped after a gang member left her alone in a house, says children were often around. But not for long.

"I saw the Americans taking kids," she said: "a four-year-old and another boy. He barely walked. He was only about two years old. They took them to New York."

The US state department estimates that more than 20,000 young women and children are trafficked across the border from Mexico each year. But conviction rates remain low.

Mexico's attorney general, Arturo Chaves, has been accused of failing to do enough to bring human traffickers to justice, he has insisted the country is "definitely focusing" on the issue.

Maria has been told she may have to give evidence against the gang if they are caught. It is something she says she is determined to do.

"Women are sold. They are abducted, bought and even killed by these men. If these men are ever found, jail won't be enough to make them pay for the way they have made us feel."

Back from the Dead: Maria's Story will be broadcast on Channel 4 News tonight, from 7pm.

Saturday, October 24, 2009

Child-Man in the Promised Land

By Kay S. Hymowitz ( source )

It’s 1965 and you’re a 26-year-old white guy. You have a factory job, or maybe you work for an insurance broker. Either way, you’re married, probably have been for a few years now; you met your wife in high school, where she was in your sister’s class. You’ve already got one kid, with another on the way. For now, you’re renting an apartment in your parents’ two-family house, but you’re saving up for a three-bedroom ranch house in the next town. Yup, you’re an adult!

Now meet the twenty-first-century you, also 26. You’ve finished college and work in a cubicle in a large Chicago financial-services firm. You live in an apartment with a few single guy friends. In your spare time, you play basketball with your buddies, download the latest indie songs from iTunes, have some fun with the Xbox 360, take a leisurely shower, massage some product into your hair and face—and then it’s off to bars and parties, where you meet, and often bed, girls of widely varied hues and sizes. They come from everywhere: California, Tokyo, Alaska, Australia. Wife? Kids? House? Are you kidding?

Not so long ago, the average mid-twentysomething had achieved most of adulthood’s milestones—high school degree, financial independence, marriage, and children. These days, he lingers—happily—in a new hybrid state of semi-hormonal adolescence and responsible self-reliance. Decades in unfolding, this limbo may not seem like news to many, but in fact it is to the early twenty-first century what adolescence was to the early twentieth: a momentous sociological development of profound economic and cultural import. Some call this new period “emerging adulthood,” others “extended adolescence”; David Brooks recently took a stab with the “Odyssey Years,” a “decade of wandering.”

But while we grapple with the name, it’s time to state what is now obvious to legions of frustrated young women: the limbo doesn’t bring out the best in young men. With women, you could argue that adulthood is in fact emergent. Single women in their twenties and early thirties are joining an international New Girl Order, hyperachieving in both school and an increasingly female-friendly workplace, while packing leisure hours with shopping, traveling, and dining with friends [see “The New Girl Order,” Autumn 2007]. Single Young Males, or SYMs, by contrast, often seem to hang out in a playground of drinking, hooking up, playing Halo 3, and, in many cases, underachieving. With them, adulthood looks as though it’s receding.

Freud famously asked: “What do women want?” Notice that he didn’t ask what men wanted—perhaps he thought that he’d figured that one out. But that’s a question that ad people, media execs, and cultural entrepreneurs have pondered a lot in recent years. They’re particularly interested in single young men, for two reasons: there are a lot more of them than before; and they tend to have some extra change. Consider: in 1970, 69 percent of 25-year-old and 85 percent of 30-year-old white men were married; in 2000, only 33 percent and 58 percent were, respectively. And the percentage of young guys tying the knot is declining as you read this. Census Bureau data show that the median age of marriage among men rose from 26.8 in 2000 to 27.5 in 2006—a dramatic demographic shift for such a short time period.

That adds up to tens of millions more young men blissfully free of mortgages, wives, and child-care bills. Historically, marketers have found this group an “elusive audience”—the phrase is permanently affixed to “men between 18 and 34” in adspeak—largely immune to the pleasures of magazines and television, as well as to shopping expeditions for the products advertised there. But by the mid-1990s, as SYM ranks swelled, marketers began to get their number. One signal moment came in April 1997, when Maxim, a popular British “lad magazine,” hit American shores. Maxim strove to be the anti-Playboy-and-Esquire; bad-boy owner Felix Dennis sniffed at celebrity publishers with their tired formulas. Instead, he later observed, the magazine’s creators adopted the “astonishing methodology of asking our readers what they wanted . . . and then supplying it.”

And what did those readers—male, unmarried, median age 26, median household income $60,000 or so—want? As the philosophers would say, duh. Maxim plastered covers and features with pouty-lipped, tousled-haired pinups in lacy underwear and, in case that didn’t do the trick, block-lettered promises of sex! lust! naughty! And it worked. More than any men’s magazine before or since, Maxim grabbed that elusive 18- to 34-year-old single-college-educated-guy market, and soon boasted about 2.5 million readers—more than GQ, Esquire, and Men’s Journal combined.

Victoria’s Secret cover art doesn’t fully explain the SYM’s attraction to Maxim. After all, plenty of down-market venues had the sort of bodacious covers bound to trigger the young male’s reptilian brain. No, what set Maxim apart from other men’s mags was its voice. It was the sound of guys hanging around the Animal House living room—where put-downs are high-fived; gadgets are cool; rock stars, sports heroes, and cyborg battles are awesome; jobs and Joni Mitchell suck; and babes are simply hot—or not. “Are there any cool jobs related to beer?” a reader’s letter asks in a recent issue. Answer: brand manager, beer tester, and brewmaster.

Maxim asked the SYM what he wanted and learned that he didn’t want to grow up. Whatever else you might say about Playboy or Esquire, they tried to project the image of a cultured and au courant fellow; as Hefner famously—and from today’s cultural vantage point, risibly—wrote in an early Playboy, his ideal reader enjoyed “inviting a female acquaintance in for a quiet discussion of Picasso, Nietzsche, jazz, sex.” Hearing this, the Maxim dude would want to hurl. He’d like to forget that he ever went to school.

Maxim happily obliges. The editors try to keep readers’ minds from wandering with articles like “Confessions of a Strip Club Bouncer.” But they rely heavily on picture-laden features promoting the latest skateboards, video games, camcorders, and other tech products, along with an occasional Q-and-A with, say, Kid Rock—all with the bare minimum of print required to distinguish a magazine from a shopping catalog or pinup calendar. Playboy’s philosophy may not have been Aristotle, but it was an attempt, of sorts, to define the good life. The Maxim reader prefers lists, which make up in brevity what they lose in thought: “Ten Greatest Video Game Heroes of All Time,” “The Five Unsexiest Women Alive,” “Sixteen People Who Look Like They Absolutely Reek,” and so on.

Still, Maxim is far from dumb, as its self-mockery proves. The Maxim child-man prides himself on his lack of pretense, his unapologetic guyness. The magazine’s subtext seems to be: “We’re just a bunch of horny, insensitive guys—so what?” What else to make of an article entitled “How to Make Your Girlfriend Think Her Cat’s Death Was an Accident”? “The only thing worse than a show about doctors is a show about sappy chick doctors we’re forced to watch or else our girlfriends won’t have sex with us,” the editors grumble about the popular (with women) Grey’s Anatomy.

The Maxim child-man voice has gone mainstream, which may explain why the magazine’s sales were flat enough for Dennis to sell it last summer. You’re that 26-year-old who wants sophomoric fun and macho action? Now the culture has a groaning table of entertainment with your name on it. Start with the many movies available in every guy-friendly genre: sci-fi flicks like Transformers, action and crime movies like American Gangster, comedies like Superbad, and the seemingly endless line of films starring Adam Sandler, Jim Carrey, and the “Frat Pack,” as USA Today dubbed the group of young male comedians that includes Will Ferrell, Ben Stiller, Vince Vaughn, Owen and Luke Wilson, Jack Black, and Steve Carell.

With a talent for crude physical comedy, gleeful juvenility, and self-humiliation, the Frat Packers are the child-man counterparts to the more conventional leads, like George Clooney and Brad Pitt, whom women and Esquire editors love. In Old School (2003), three guys in their thirties decide to start a college fraternity. Frank the Tank (the moniker refers to his capacity for alcohol), played by Ferrell, flashes his saggy white derriere streaking through the college town; the scene is a child-man classic. In 2005’s The 40-Year-Old Virgin, Carell plays a middle-aged nerd with a large action-figure collection but no action. In one guy-favorite scene, a beautician painfully waxes Carell’s hirsute chest; as Carell pointed out later, this was a “guy thing, this sadistic nature that men have to see other men in non-life-threatening pain.”

Even though the networks must be more restrained, television also has plenty of “stupid fun” (as Maxim calls a regular feature), gross-out humor, and even low-level sadism for child-man viewers. This state of affairs is newer than you might think. Apart from sports programming and The Simpsons, which came along in the early 1990s, there wasn’t a lot to make young men pick up the remote. Most prime-time television appealed to women and families, whose sensibilities were as alien to dudes as finger bowls.

Today, the child-man can find entire networks devoted to his interests: Spike TV runs wrestling matches, Star Trek reruns, and the high-tech detective drama CSI; Blackbelt TV broadcasts martial arts around the clock; sci-fi is everywhere. Several years ago, the Cartoon Network spied the potential in the child-man market, too, and introduced Adult Swim, late-night programming with “adult” cartoons like Family Guy and Futurama, a cult favorite co-created by Matt Groening of The Simpsons fame. Adult Swim has cut into the male Letterman and Leno audience, luring gold-plated advertisers Saab, Apple, and Taco Bell; child-men, it should come as no surprise, eat lots of fast food.

One can also lay the success of cable giant Comedy Central at the child-man’s sneakered foot. In its early-nineties infancy, Comedy Central had old movie comedies, some stand-up acts, and few viewers. The next several years brought some buzz with shows like Politically Incorrect. But it was in 1997—the same year that Maxim arrived in America—that the network struck gold with a cartoon series starring a group of foul-mouthed eight-year-old boys. With its cutting subversion of all that’s sacred and polite, South Park was like a dog whistle that only SYMs could hear; the show became the highest-rated cable series in that age group.

In 1999, the network followed up with The Man Show, famous for its “Juggies” (half-naked women with exceptionally large, well, juggies), interviews with porn stars, drinking songs, and a jingle that advised, “Quit your job and light a fart / Yank your favorite private part.” It was “like Maxim for TV,” one network executive told Media Life. Comedy Central’s viewers, almost two-thirds of them male, have made both The Daily Show and The Colbert Report cultural touchstones and launched the careers of stars like Bill Maher, Jimmy Kimmel, Dave Chapelle, and, most notably, Daily Show anchor Jon Stewart—who has already hosted the Academy Awards and is set to do so again, a perfect symbol of the mainstreaming of the SYM sensibility.

Nothing attests more to the SYM’s growing economic and cultural might than video games do. Once upon a time, video games were for little boys and girls—well, mostly little boys—who loved their Nintendos so much, the lament went, that they no longer played ball outside. Those boys have grown up to become child-man gamers, turning a niche industry into a $12 billion powerhouse. Men between the ages of 18 and 34 are now the biggest gamers; according to Nielsen Media, almost half—48.2 percent—of American males in that age bracket had used a console during the last quarter of 2006, and did so, on average, two hours and 43 minutes per day. (That’s 13 minutes longer than 12- to 17-year-olds, who evidently have more responsibilities than today’s twentysomethings.) Gaming—online games, as well as news and information about games—often registers as the top category in monthly surveys of Internet usage.

And the child-man’s home sweet media home is the Internet, where no meddling censors or nervous advertisers deflect his desires. Some sites, like MensNewsDaily.com, are edgy news providers. Others, like AskMen.com, which claims 5 million visitors a month, post articles like “How to Score a Green Chick” in the best spirit of Maxim-style self-parody. “How is an SUV-driving, to-go-cup-using, walking environmental catastrophe like yourself supposed to hook up with them?” the article asks. Answer: Go to environmental meetings, yoga, or progressive bookstores (“but watch out for lesbians”).

Other sites, like MenAreBetterThanWomen.com, TuckerMax.com, TheBestPageInTheUniverse.com, and DrunkasaurusRex.com, walk Maxim’s goofiness and good-natured woman-teasing over the line into nastiness. The men hanging out on these sites take pride in being “badasses” and view the other half bitterly. A misogynist is a “man who hates women as much as women hate each other,” writes one poster at MenAreBetterThanWomen. Another rails about “classic woman ‘trap’ questions— Does this make me look fat? Which one of my friends would you sleep with if you had to? Do you really enjoy strip clubs?” The Fifth Amendment was created because its architects’ wives “drove them ape-shit asking questions that they’d be better off simply refusing to answer.”

That sound you hear is women not laughing. Oh, some women get a kick out of child-men and their frat/fart jokes; about 20 percent of Maxim readers are female, for instance, and presumably not all are doing research for the dating scene. But for many of the fairer sex, the child-man is either an irritating mystery or a source of heartbreak. In Internet chat rooms, in advice columns, at female water-cooler confabs, and in the pages of chick lit, the words “immature” and “men” seem united in perpetuity. Women complain about the “Peter Pan syndrome”—the phrase has been around since the early 1980s but it is resurgent—the “Mr. Not Readys,” and the “Mr. Maybes.” Sex and the City chronicled the frustrations of four thirtysomething women with immature, loutish, and uncommitted men for six popular seasons.

Naturally, women wonder: How did this perverse creature come to be? The most prevalent theory comes from feminist-influenced academics and cultural critics, who view dude media as symptoms of backlash, a masculinity crisis. Men feel threatened by female empowerment, these thinkers argue, and in their anxiety, they cling to outdated roles. The hyper-masculinity of Maxim et al. doesn’t reflect any genuine male proclivities; rather, retrograde media “construct” it.

The fact that guys cheer on female heroines like Buffy the Vampire Slayer as much as they do Chuck Norris tells against this theory somewhat. But there’s an ounce of truth to it. The men of the new media are in backlash mode, largely because they believe that feminists have stood in their way as media gatekeepers—that is, agents, editors, producers, and the like—who don’t understand or accept “men acting like men.” They gleefully stick their thumbs in the eyes of politically correct tsk-tskers. In one South Park episode, the Sexual Harassment Panda, a mascot who teaches schoolkids the evils of sexual harassment, is fired after his little talks provoke a flood of inane lawsuits. In Maxim, readers can find articles like “How to Cure a Feminist,” one of whose recommendations is to “pretend you share her beliefs” by asking questions like, “Has Gloria Steinem’s marriage hurt the feminist agenda?”

Insofar as the new guy media reflect a backlash against feminism, they’re part of the much larger story of men’s long, uneasy relationship with bourgeois order. The SYM with a taste for Maxim or South Park may not like Gloria Steinem, but neither does he care for anyone who tells him to behave—teachers, nutritionists, prohibitionists, vegetarians, librarians, church ladies, counselors, and moralists of all stripes. In fact, men have always sought out an antisocial, even anarchic, edge in their popular culture. In a renowned essay, the critic Barbara Ehrenreich argued that the arrival of Playboy in 1953 represented the beginning of a male rebellion against the conformity of mid-century family life and of middle-class virtues like duty and self-discipline. “All woman wants is security,” she quotes an early Playboy article complaining. “And she is perfectly willing to crush man’s adventurous freedom-loving spirit to get it.” Even the name of the magazine, Ehrenreich observed, “defied the convention of hard-won maturity.”

Ehrenreich was right about the seditious impulse behind Playboy, but wrong about its novelty. Male resistance to bourgeois domesticity had been going on since the bourgeoisie went domestic. In A Man’s Place, historian John Tosh locates the rebellion’s roots in the early nineteenth century, when middle-class expectations for men began to shift away from the patriarchal aloofness of the bad old days. Under the newer bourgeois regime, the home was to be a haven in a heartless world, in which affection and intimacy were guiding virtues. But in Tosh’s telling, it didn’t take long before men vented frustrations with bourgeois domestication: they went looking for excitement and male camaraderie in empire building, in adventure novels by authors like Robert Louis Stevenson, and in going to “the club.”

By the early twentieth century, the emerging mass market in the U.S. offered new outlets for the virile urges that sat awkwardly in the bourgeois parlor; hence titles like Field and Stream and Man’s Adventure, as well as steamier fare like Escapade and Caper. When television sets came on the market in the late 1940s, it was the airing of heavyweight fights and football games that led Dad to make the big purchase; to this day, sports events—the battlefield made civilized—glue him to the Barcalounger when he should be folding the laundry.

But this history suggests an uncomfortable fact about the new SYM: he’s immature because he can be. We can argue endlessly about whether “masculinity” is natural or constructed—whether men are innately promiscuous, restless, and slobby, or socialized to be that way—but there’s no denying the lesson of today’s media marketplace: give young men a choice between serious drama on the one hand, and Victoria’s Secret models, battling cyborgs, exploding toilets, and the NFL on the other, and it’s the models, cyborgs, toilets, and football by a mile. For whatever reason, adolescence appears to be the young man’s default state, proving what anthropologists have discovered in cultures everywhere: it is marriage and children that turn boys into men. Now that the SYM can put off family into the hazily distant future, he can—and will—try to stay a child-man. Yesterday’s paterfamilias or Levittown dad may have sought to escape the duties of manhood through fantasies of adventures at sea, pinups, or sublimated war on the football field, but there was considerable social pressure for him to be a mensch. Not only is no one asking that today’s twenty- or thirtysomething become a responsible husband and father—that is, grow up—but a freewheeling marketplace gives him everything that he needs to settle down in pig’s heaven indefinitely.

And that heaven can get pretty piggish. Take Tucker Max, whose eponymous website is a great favorite among his peers. In a previous age, Max would have been what was known as a “catch.” Good-looking, ambitious, he graduated from the University of Chicago and Duke Law. But in a universe where child-men can thrive, he has found it more to his liking—and remarkably easy—to pursue a different career path: professional “asshole.” Max writes what he claims are “true stories about my nights out acting like an average twentysomething”—binge drinking (UrbanDictionary.com lists Tucker Max Drunk, or TMD, as a synonym for “falling down drunk”), fighting, leaving vomit and fecal detritus for others to clean up, and, above all, hooking up with “random” girls galore—sorority sisters, Vegas waitresses, Dallas lap dancers, and Junior Leaguers who’re into erotic asphyxiation.

Throughout his adventures, Max—like a toddler stuck somewhere around the oedipal stage—remains fixated on his penis and his “dumps.” He is utterly without conscience—“Female insecurity: it’s the gift that keeps on giving,” he writes about his efforts to undermine his prey’s self-esteem in order to seduce them more easily. Think of Max as the final spawn of an aging and chromosomally challenged Hugh Hefner, and his website and best-selling book, I Hope They Serve Beer in Hell, as evidence of a male culture in profound decline. Playboy’s aspirations toward refinement still hinted at the call of the ego and a culture with limits on male restiveness; Max, the child-man who answers to no one except his fellow “assholes,” is all id—and proud of it.

Now, you could argue that the motley crew of Maxim, Comedy Central, Halo 3, and even the noxious Tucker Max aren’t much to worry about, and that extended adolescence is what the word implies: a temporary stage. Most guys have lots of other things going on, and even those who spend too much time on TuckerMax.com will eventually settle down. Men know the difference between entertainment and real life. At any rate, like gravity, growing up happens; nature has rules.

That’s certainly a hope driving the sharpest of recent child-man entertainments, Judd Apatow’s hit movie Knocked Up. What sets Knocked Up apart from, say, Old School, is that it invites the audience to enjoy the SYM’s immaturity—his T-and-A obsessions, his slobby indolence—even while insisting on its feebleness. The potheaded 23-year-old Ben Stone accidentally impregnates Alison, a gorgeous stranger he was lucky enough to score at a bar. He is clueless about what to do when she decides to have the baby, not because he’s a “badass”—actually, he has a big heart—but because he dwells among social retards. His roommates spend their time squabbling about who farted on whose pillow and when to launch their porn website. His father is useless, too: “I’ve been divorced three times,” he tells Ben when his son asks for advice about his predicament. “Why are you asking me?” In the end, though, Ben understands that he needs to grow up. He gets a job and an apartment, and learns to love Alison and the baby. This is a comedy, after all.

It is also a fairy tale for guys. You wouldn’t know how to become an adult even if you wanted to? Maybe a beautiful princess will come along and show you. But the important question that Apatow’s comedy deals with only obliquely is what extended living as a child-man does to a guy—and to the women he collides with along the way.

For the problem with child-men is that they’re not very promising husbands and fathers. They suffer from a proverbial “fear of commitment,” another way of saying that they can’t stand to think of themselves as permanently attached to one woman. Sure, they have girlfriends; many are even willing to move in with them. But cohabiting can be just another Peter Pan delaying tactic. Women tend to see cohabiting as a potential path to marriage; men view it as another place to hang out or, as Barbara Dafoe Whitehead observes in Why There Are No Good Men Left, a way to “get the benefits of a wife without shouldering the reciprocal obligations of a husband.”

Even men who do marry don’t easily overcome child-manhood. Neal Pollack speaks for some of them in his 2007 memoir Alternadad. Pollack struggles with how to stay “hip”—smoking pot and going to rock concerts—once he becomes a father to Elijah, “the new roommate,” as he calls him. Pollack makes peace with fatherhood because he finds that he can introduce his toddler to the best alternative bands, and also because he has so many opportunities to exercise the child-man’s fascination with “poop.” He is affectingly mad for his little boy. Yet his efforts to turn his son into a hip little Neal Pollack—“My son and I were moshing! Awesome!”—reflect the self-involvement of the child-man who resists others’ claims on him.

Knocked Up evokes a more destructive self-involvement in a subplot involving Alison’s miserably married sister Debbie and her husband, Pete, the father of her two little girls. Pete, who frequently disappears to play fantasy baseball, get high in Las Vegas, or just go to the movies on his own, chronically wields irony to distance himself from his family. “Care more!” his wife yells at him. “You’re cool because you don’t give a shit.”

And that “coolness” points to what may be the deepest existential problem with the child-man—a tendency to avoid not just marriage but any deep attachments. This is British writer Nick Hornby’s central insight in his novel About a Boy. The book’s antihero, Will, is an SYM whose life is as empty of passion as of responsibility. He has no self apart from pop-culture effluvia, a fact that the author symbolizes by having the jobless 36-year-old live off the residuals of a popular Christmas song written by his late father. Hornby shows how the media-saturated limbo of contemporary guyhood makes it easy to fill your days without actually doing anything. “Sixty years ago, all the things Will relied on to get him through the day simply didn’t exist,” Hornby writes. “There was no daytime TV, there were no videos, there were no glossy magazines. . . . Now, though, it was easy [to do nothing]. There was almost too much to do.”

Will’s unemployment is part of a more general passionlessness. To pick up women, for instance, he pretends to have a son and joins a single-parent organization; the plight of the single mothers means nothing to him. For Will, women are simply fleshy devices that dispense sex, and sex is just another form of entertainment, a “fantastic carnal alternative to drink, drugs, and a great night out, but nothing much more than that.”

As the title of his 2005 novel Indecision suggests, Benjamin Kunkel also shows how apathy infects the new SYM world. His hero, 28-year-old Dwight Wilmerding, suffers from “abulia”—chronic indecisiveness—so severe that he finds himself paralyzed by the Thanksgiving choices of turkey, cranberry sauce, and dressing. His parents are divorced, his most recent girlfriend has faded away, and he has lost his job. Like Will, Dwight is a quintessential slacker, unable to commit and unwilling to feel. The only woman he has loved is his sister, who explains the attraction: “I’m the one girl you actually got to know in the right way. It was gradual, it was inevitable.” Like Hornby, Kunkel sees the easy availability of sex as a source of slacker apathy. In a world of serial relationships, SYMs “fail to sublimate their libidinal energies in the way that actually makes men attractive,” Kunkel told a dismayed female interviewer in Salon. With no one to challenge them to deeper connections, they swim across life’s surfaces.

The superficiality, indolence, and passionlessness evoked in Hornby’s and Kunkel’s novels haven’t triggered any kind of cultural transformation. Kunkel’s book briefly made a few regional bestseller lists, and Hornby sells well enough. But sales of “lad lit,” as some call books with SYM heroes, can’t hold a candle to those of its chick-lit counterpart. The SYM doesn’t read much, remember, and he certainly doesn’t read anything prescribing personal transformation. The child-man may be into self-mockery; self-reflection is something else entirely.

That’s too bad. Men are “more unfinished as people,” Kunkel has neatly observed. Young men especially need a culture that can help them define worthy aspirations. Adults don’t emerge. They’re made.

Kay S. Hymowitz is a contributing editor of City Journal and the William E. Simon Fellow at the Manhattan Institute. Her latest book is Marriage and Caste in America.

Saturday, August 29, 2009

Hijabis don't need banks !

At least according to the biggest bank in France. According to them a women covering her hair and body is a security threat. Women, it seems, have to come in with exposed butt cheeks ( preferably with a thong ) and cleavage; for security reasons ( because there is no such thing as metal detectors ). And of course because France is such a Liberal Utopia that respects gender equality, nothing like it's barbaric southern Muslim neighbors, men with hats, suitcases, backpacks, trousers ( shorts only ), pullovers, jackets .... etc. won't be allowed in either .............. they'll have to come with shorts and sleaveless t-shirts. But if you really want to know what I'm ranting about watch the video below.

Friday, August 7, 2009

Libyan Facebook

Wednesday, July 22, 2009

Equal Rights for Men

Equal Rights for Men ( source )

by Jodi Kasten

There are many, many ways I can think of that women are not yet equal to men. We still only make a fraction of what men do on a per-dollar basis. (76 cents I believe?) We are not allowed into full combat in the military. We are judged on our ability to be mothers and housekeepers before our ability to do our jobs. All of that is real and I am the last person to say there aren’t a million other reasons that women have not yet attained equal status with men.

However, I have a bone to pick with my female counterparts. Feminism is all about each woman having the right to choose her own path. We should be allowed to do whatever we want in this life and not be judged by society’s arbitrary sex roles, right? Absolutely.

What about men? Do they enjoy this right?

Some examples:

Bob and Jane are a middle class couple. They have two children. They get an amicable divorce. There is a custody hearing. Both of them are good parents. Both of them want to be the primary custody holder. Who gets the children? Seriously, every single time, unless Jane lights up a crack pipe in the courtroom she will get physical custody. Bob is expected by society to be happy with every other weekend and two weeks in the summer. Don’t believe me? What would you think if you heard that a woman only saw her children every other weekend and a few holidays? I PROMISE you would think, “What did she do to lose her kids?” But, with men, that’s just the way it goes, right?

What message does it send to men about what sort of fathers they should be when it's made clear by the courts and their ex-wives that their most important contribution as fathers is a timely child support payment?

Even in less weightier arenas men lose out. If you drive by a house with a dying lawn, is your first thought about what a crappy homeowner the WOMAN is who lives there? Doubt it.

How about at work? Women can openly talk in the break room about the hot new guy in Receiving. What kind of pigs are the men who talk about the hot new manager who happens to be a woman? If a woman asks a male co-worker out on a date, the worst that can happen is rejection. For a man, the worst that can happen is the loss of his job and a sexual harassment suit. Is that gender equality?

Women can wander the world and hug every child they see without suspicion. If a woman gathers the neighborhood children together to organize a community garden, she’s a saint. If a man does it, people wonder if he’s a pedophile. Don’t believe me? Imagine you’re in a toy store and a woman shopping alone comments on what a beautiful little girl you have. You are pleased and flattered. You fill in the woman’s story in your head. She’s probably an overworked mother out to buy toys for a birthday or holiday. What about the middle-aged man wandering that same store alone? Wouldn’t it at least cross your mind that he could be a pervert? Of course it would.

It’s completely okay, even applauded, when female writers, comediennes, singers, song writers and talk show hosts make sweeping generalizations about ALL men being stupid, sex driven, lazy assholes. How do we feel about men who say that women are all crazy, hormonal, irrational, ditzy, frigid bitches?

Thousands of men in America today are routinely physically abused by women. What shelter do they show up at with their children and the clothes on their backs? What would it take to get you to believe that a six-foot-tall, 200 pound man is abused by his tiny little wife? But, every single one of us has seen a woman who could easily beat her husband’s ass being smacked around by a wiry little Napoleon-like man. What would you think of a man you heard say, “I am afraid of my wife?”

What a wussy, right?

I must say, I don’t know a single man, NOT ONE, who thinks I am a lesser person because I have a vagina. The men I know see women as mysterious, alluring and even holy. Men are now often the stay-at-home parent. Women have the option of being the sole breadwinner in a way they have never been allowed before in human history. I know my husband would do that for me in a second.

People want what they can’t have. Women are sent the message that any man will sleep with them because sex is all they think about. Sex makes them stupid, right? Men are told that women will “hold out on them.” We all want the unattainable, what we can’t have.

What would you think of a man who told a woman he would give her diamond jewelry if she had sex with him? How is that different than “holding out” on a man because he doesn’t give you jewelry? Or take out the garbage? Or mow the lawn? There should be no "price" on intimacy.

We will only have equal rights as women when we FULLY recognize that each person is a human being, regardless of sex, with the same wants, needs and feelings as everyone else. Sure, we’re hooked up differently. But, how can we expect to be treated equally as women when every man is characterized as Homer Simpson?

One final thought - I was clothes shopping with my almost-12-year-old daughter the other day. We saw t-shirts that said, “Girl Power!” – “Girls Rock!” – “Boys Suck!” – and my personal favorite “Boys Are Great, Every Girl Should Own One!”

I also have an almost-11-year-old boy. If he went to school with a shirt that said “Boy Power!” or “Girls Are Great, Every Boy Should Own One,” how long would he last? I guess it just goes without saying that boys can do anything, including staying silent while girls are brought up in a culture that has swung from female empowerment to male bashing.

I suppose all I really want to say here is that it is wrong to judge any sex as a whole. Men and women are individuals. We all begin as children and children do what is expected of them. If we expect men to be stupid, sex-crazed frat boys, many will comply. If we expect girls to think “Boys Suck,” they will comply.

We do NOT have to stand on the backs of men to get ahead.
We can go forward together.

Sunday, July 19, 2009

Libyan Childhood Memories

I got these in a viral email and I'm sure they'll bring back some great childhood memories to anyone who grew up in Libya or spent any small amount of his childhood years there, so check them out and tell us what you can relate to. ;) .






























Wednesday, July 15, 2009

So why Libya?

Opinion: Newcomer to Tripoli… and I Like It!
By Sophie McBain
22/11/2008 15:16:00 ( source )

"So why Libya?" I am asked for about the three-hundredth time. And I must confess that, for about the three-hundredth time, I am momentarily stumped. Tripoli is not the most obvious choice for a young British girl who is fresh out of university and speaks no Arabic.

I mutter something incoherent about the flagging job market in the UK, my boredom of London and a minor mid-life crisis that came twenty years too early. And yet, if I am still confused about my motives, I have no regrets about my recent move to Tripoli.

Perhaps I had too little time to think things through during my whirlwind last few months in Britain. After the chaotic scramble for a visa, a hasty stuffing of bags and a few rushed good-byes, there was no time left for contemplation.

Before I knew it I was facing the Libyan customs official, peering at him nervously through a blue haze of smoke as he examined my visa, a cigarette dangling precariously from his lower lip. He conversed quickly in incomprehensible Arabic with his colleague and, ever the awkward Brit, I found myself praying that I would not have to face the humiliation of being sent straight back home. But suddenly I was let through.

I had no idea what to expect of Tripoli. A rushed read of the Lonely Planet guidebook had not helped me much. In any case, I have stopped taking guidebooks seriously since one once advised me that 'if you experience a serious earthquake, the best strategy is to curl up and kiss your ass goodbye.'

One thing I had not anticipated was the friendliness and generosity of the people here. To someone who has not yet been to Tripoli, this might sound overly trite. Anyone who doubts that these things make a difference, should visit London. You could easily spend a year living in London and still feel like a stranger to the city.

The British government recently had to put up posters on buses to remind commuters to give up their seats to old people and pregnant women. Rest assured Libyans do not need reminding of such duties.

I have been in Tripoli for just one week and already I feel welcome. I have experienced a myriad of small acts of kindness.

From the people I barely knew who invited me into their homes and plied me with coffee and cake, to the shopkeeper who insisted on carrying my six huge bottles of water home for me and looked embarrassed when I even tried to thank him.

Other newcomers to the city have noticed this too. One friend recounted how she once accidentally left some very expensive electrical equipment in the back of a taxi.

A few hours later, the taxi driver turned up bearing the forgotten goods and apologised whole-heartedly for his delay in returning and for the fact that he’d opened up the bag to see what was inside. In London, this same event would be nothing short of a miracle.

So, I have swapped the bright lights of Oxford Street for wandering around the old city. It is truly refreshing to be able to explore a middle-eastern souq without the constant pressure to buy endless trinkets at "Asda price, spice girl."

In place of evening bar-crawls I go for cappuccinos on the seafront, and I am sure that if they could see how beautiful the beach looks at sunset, my pub-dwelling friends would be jealous. Maybe I will even start enjoying Celine Dion, who is played almost everywhere, but this might take a little longer.

I still need to make a few adjustments to my Tripoli life. I have to learn how to cross roads like a Libyan, so that I don’t spend ten minutes hesitating by the roadside, until a local crosses upstream from me. It would help if I could pronounce my 'ain without resembling a strangled cat and could manage my raa' without sounding like an inebriated Frenchman. Taxi journeys could be a bit easier if I could just remember exactly where I live.

But for all these miscommunications and dodgy directions, I am happy, for the moment at least, to leave London behind.

Friday, June 26, 2009

jason Jones Final Report from Iran

Event though I've just made a post,; but after watching last night's dail show episode I really can't not share this .........

The Daily Show With Jon StewartMon - Thurs 11p / 10c
Jason Jones: Behind the Veil - The Kids Are Allah Right
www.thedailyshow.com
Daily Show
Full Episodes
Political HumorJason Jones in Iran

Friday, June 12, 2009

Libyan's Backwardness

I usually get into arguments with expats, "westernised" Libyan's ( who aren't really ), and some colonial mentality suffering Libyans who have never been abroad over the source of some of our social problems and issues. Our social problems are usually regarded simple compared to those of other countries like, speeding, wearing seat belts and littering among many other things.
The aforementioned group usually take the easy way out of all the arguments, by attributing our problems to being backward, Muslim, brown and Libyan ! I can't really blame them I mean actually observing the social traits, analyzing them and trying to know the history of the problems can be tiring and painstaking, and if you're a racist with a set of racial stereotypes it becomes even harder; since you'll have to overcome your own mindset first.
At the end of our arguments I usually end up being accused of being an apologist, since I usually argue that there is no difference between Libyans and any other society except that our government chooses not to impose or apply certain laws and regulations and that if they did, things would change immediately.
The arguments sometimes escalate into me accusing them of being racists and them accusing me of being in denial. Recently though the Libyan government enacted a law requiring Libyans to wear seatbelts and in less than 2 weeks nearly everyone was wearing seatbelts.
So do you think that Libyans have suffered a mutation or were the people I was arguing with a bunch of racists ?

Sunday, May 17, 2009

Understanding Life

Wednesday, May 13, 2009

The Four Stages of a typical Twitter User

I was just reading this article on twitter as a social phenonmena and thought that it was worth sharing given how it's gaining so much tract on the blogosphere ;) :

Sanity Check : The Four Stages of a typical Twitter User

There’s a strange phenomenon that happens almost every time someone joins Twitter. They hate it. At least at first.

But many of the people who once hated Twitter — or at least, didn’t quite get it in the beginning — are now many of its most active users and raving fans. So what’s going on here?

There seems to be four natural stages that the average Twitter user goes through from the point of first trying it until the point of fully embracing it and making it a part of daily life. Obviously, not everyone sticks with it and becomes a Twitter devotee, but there’s definitely a growing cadre of people who believe that there’s some magic happening in the Twittosphere.

Because I think Twitter can be used as a valuable business tool, it’s worth talking about the four Twitter stages in order to help recognize users in these stages when you’re choosing who to follow and to keep new Twitter users from getting discouraged and missing the opportunities available on Twitter. So here they are:

1. Confusion and indignation

When a person first signs up for Twitter, the first challenge is figuring out who to follow. Twitter now has its “Suggested Users” feature to help people get started. I’ve put together a list of technology personalities worth following on Twitter to help new techies when they sign up for Twitter.

However, even when they find some people to follow, new Twitterers usually look at their Twitter stream and start wondering, “Why would I care what my colleagues are eating for lunch?” or “What’s interesting about a software engineer posting that she’s walking her dog?”

That experience usually leads people to shake their heads and not come back to Twitter for a few days, or even weeks or months.

2. The first “Aha!” moment

Eventually, the user comes back periodically to check Twitter out of pure curiosity. During those casual forays, the person often has a first “Aha!” moment, where they find something really interesting or timely on Twitter that wasn’t available from news, RSS feeds, or word of mouth from their friends.

This could be a piece of news that someone reported on Twitter before it actually hit the wires, it could be a rumor about something that a company like Apple is doing, or even something like NFL teams announcing their picks for the draft on Twitter before they even went up to the podium to make the official selection.

3. Remembering to tweet

After the first “Aha” moment, the user typically starts checking Twitter more often, but still tends to post very infrequently. The next stage of Twitter initiation comes when the user reads something useful online or makes a mental observation about something and then thinks, “I should post that Twitter!”

At this point, the user is still relying mostly on the twitter.com homepage to access Twitter but is starting to go there at least a couple times a day to check on the latest buzz, and has typically found a good mix of friends, news feeds, industry celebrities, and thought leaders to follow.

4. Thinking in 140 characters

Once the person becomes a daily Twitter user, it’s over. The person is almost always hooked, and is now on the path to becoming a power user. This is when most (though not all) users switch from using twitter.com to using a desktop Twitter client like Tweetdeck or Seesmic.

Meanwhile, the user also often has a mobile Twitter client like UberTwitter (for BlackBerry) or Tweetie (for iPhone) in order to stay connected to the Twitter stream on the go. Those that don’t have smartphone often use Twitter via SMS text messages.

At this point, the person is a Twitter power user who regularly adds new people and brands to follow and also regularly unfollows people who post too many inane messages about their meals or just doesn’t post enough useful stuff.

The power user also tends to regularly think about and look for things to post on Twitter throughout the day, to the point of self-editing thoughts for brevity in order to fit into Twitter’s 140 character limit.

Final word

The beauty of Twitter is in its simplicity of use and the direct connection it provides to people whose activities and opinions you care about.

Apple recently wrote a case study about Twitter because Twitter uses a lot of Apple products. In the article, Apple wrote, “Twitter’s meteoric rise to ubiquity is proof positive that the world, in all its complexity, is eager to embrace simplicity.”

As I’ve written before, I think Twitter can be an very useful tool for business and technology professionals.

Type your summary here

Type rest of the post here

Tuesday, March 3, 2009

Love me for who I am

Found this on the best of craiglist , thought some of you would like it :P !

I never quite figured out why the sexual urge of men and women differ so much. And I never have figured out the whole Venus and Mars thing. I have never figured out why men think with their head and women with their heart. FOR EXAMPLE: One evening last week, my girlfriend and I were getting into bed. Well, the passion starts to heat up, and she eventually says "I don't feel like it, I just want you to hold me." I said "WHAT??!! What was that?!" So she says the words that every boyfriend on the planet dreads to hear... "You're just not in touch with my emotional needs as a woman enough for me to satisfy your physical needs as a man." She responded to my puzzled look by saying, "Can't you just love me for who I am and not what I do for you in the bedroom?" Realizing that nothing was going to happen that night, I went to sleep. The very next day I opted to take the day off of work to spend time with her. We went out to a nice lunch and then went shopping at a big, big unnamed department store. I walked around with her while she tried on several different very expensive outfits. She couldn't decide which one to take so I told her we'd just buy them all. She wanted new shoes to compliment her new clothes, so I said lets get a pair for each outfit. We went onto the jewelry department where she picked out a pair of diamond earrings. Let me tell you...she was so excited. She must have thought I was one wave short of a shipwreck. I started to think she was testing me because she asked for a tennis bracelet when she doesn't even know how to play tennis. I think I threw her for a loop when I said, "That's fine, honey." She was almost nearing sexual satisfaction from all of the excitement. Smiling with excited anticipation she finally said, "I think this is all dear, let's go to the cashier." I could hardly contain myself when I blurted out, "No honey, I don't feel like it." Her face just went completely blank as her jaw dropped with a baffled WHAT?" I then said "honey! I just want you to HOLD this stuff for a while. You're just not in touch with my financial needs as a man enough for me to satisfy your shopping needs as a woman." And just when she had this look like she was going to kill me, I added, "Why can't you just love me for who I am and not for the things I buy you?" Apparently I'm not having sex tonight either.

Saturday, November 22, 2008

فتش أوراق زوجتك

غابت عنه لبعض شأنها ، ووجد نفسه وحيدا في غرفة نومها ، وهجمت عليه سانحة من الفضول ، لِمَ لا أتصفح هذا الدفتر الملقي عرضاً بجانب السرير ؟
تصفح فوجد رسوماً ضاحكة ، وأخرى حزينة ، وفهم شيئا وتحير في أشياء ، وجد شعراً جميلاً ، وغزلاً ، وشوقاً إلى اللقاء !
ترى هو المعنى بذلك أم سواه ؟
هل تُخفي في قلبها رجلاً آخر ؟
هل جحدت عني شيئاً من تاريخ ما قبل التاريخ ؟ هل ثَمَ تجارب أو مغامرات ؟ هل جسدها معي وخيالها مع حبيب آخر ؟
تذكر أبيات الشناوي :

لا تَكذبي ، إني رأيتكما معا
ودعي البكاء فقد مللتُ الأدمعا
ما أقبح الدمعَ السخينَ إذا جرى
من عين كاذبةٍ فأنكر وأدعى
إني رأيتُكما ..
إني سمعتُكما ..
عيناك في عينيه ..
كفاك في كفيه ..
وشفتاك ضارعتان ترتجفان من شوق إليه ..
كوني كما قد شئت لكن لن تكوني
فلقد صنعتك من هواي ومن جنوني
ولقد برئت من الهوى ومن الجنونِ !

قام إلى هذه الأدراج ففتحها واحداً بعد الآخر ، وأقبل على القصاصات والأوراق يقرؤها بِنَهَم ، يبحث عن مشاعر مكتوبة ، وأسرار مدفونة ، وكنز قد يكون ثميناً ، أو يكون أصبع ديناميت يفجّر هذه العلاقة المقدسة !
وجد قصّة رمزية رائعة الوصف ، محكمة السبك ، لو نشرت لحفزت أقلام النقاد والأدباء على التناول والتحليل ، وقف عندها طويلاً يبدو أن المرأة غير منسجمة في علاقتها معي !
ها هي تتحدث عن الحزن والأسى ، ها هي الدموع تبلل الورق ، مشاعر مكتومة ، وألم ممض .. هاه .. إذاً كل جهدي ذهب أدراج الرياح ، وما ثَمّ تقدير ولا عرفان للتضحيات التي أقدمها !

يظن بعض الأزواج أن سلطانهم على الزوجة مطلق ، وأنهم مسؤولون عن تفصيلات فكرها وقلبها وحياتها ، ولا يفهمون في شأن العلاقة الزوجية إلا مبدأ واحداً ، وهو مبدأ " القوامة " .
والقوامة حق قرره القرآن الكريم ( الرِّجَالُ قَوَّامُونَ عَلَى النِّسَاءِ بِمَا فَضَّلَ اللَّهُ بَعْضَهُمْ عَلَى بَعْضٍ وَبِمَا أَنْفَقُوا )[النساء/34].
والنص لا يعني المسئولية المطلقة ، فالقرآن الكريم ذاته حمّل المرأة مسئوليتها المباشرة في أعظم الأمور ، مسئولية التكليف والديانة ( أَنِّي لَا أُضِيعُ عَمَلَ عَامِلٍ مِنْكُمْ مِنْ ذَكَرٍ أَوْ أُنْثَى بَعْضُكُمْ مِنْ بَعْضٍ) [آل عمران/195] ( إِنَّ الْمُسْلِمِينَ وَالْمُسْلِمَاتِ وَالْمُؤْمِنِينَ وَالْمُؤْمِنَاتِ وَالْقَانِتِينَ وَالْقَانِتَاتِ وَالصَّادِقِينَ وَالصَّادِقَاتِ وَالصَّابِرِينَ وَالصَّابِرَاتِ وَالْخَاشِعِينَ وَالْخَاشِعَاتِ وَالْمُتَصَدِّقِينَ وَالْمُتَصَدِّقَاتِ وَالصَّائِمِينَ وَالصَّائِمَاتِ وَالْحَافِظِينَ فُرُوجَهُمْ وَالْحَافِظَاتِ وَالذَّاكِرِينَ اللَّهَ كَثِيرًا وَالذَّاكِرَاتِ أَعَدَّ اللَّهُ لَهُمْ مَغْفِرَةً وَأَجْرًا عَظِيمًا )[الأحزاب/35] .

وهي مسؤولة عن صلاتها, وصومها, وغسلها من الجنابة والحيض, وسائر أعمالها ، وذمتها مستقلة مالياً ، فهي تملك وتبيع, وتشترى وتتصدق ، دون إذنه حتي قال النبي صلى الله عليه وسلم لصحابياته : « تَصَدَّقْنَ وَلَوْ مِنْ حُلِيِّكُنَّ »! كما في البخاري ومسلم.
قل عن نفسك .. ماذا تخفى عن زوجتك ؟ هل أنت كتاب مفتوح ؟ هل فكرت ؟ أو حاولت ؟ أو غامرت ؟ أو سافرت ؟ أو .. أو .. الخ ؟!
أليس الأصل في العلاقة هو " التكافؤ " ؟
حتى إن من تمام التكافؤ أن لغة القرآن الكريم -وهي لغة العرب -سمّت الرجل زوجاً ,وسمت المرأة زوجاً أيضاً ,فهما زوجان.
وهذا أقوى من لغة التأنيث التي جاء فيها قول الشاعر:

وإن الذي يسعى ليأخذ زوجتي *** كساع إلى أسد الشرى يستثيرها

فلماذا تبدو فضولياً مصراً على البحث عن أوراق منثورة هنا وهناك ؟
أليس للبيوت أسرار ؟ أم ترى أنه لا سرّ عنك ؟
لطالما أخفت أمهات المؤمنين عن سيدنا محمد - صلي الله عليه وسلم -ما تجرى به طبيعة الحياة ، حتى قال لإحداهن يوماًَ, وقد سألها فأخفت :
« لَتُخْبِرِينِي أَوْ لَيُخْبِرَنِّي اللَّطِيفُ الْخَبِيرُ ». كما في صحيح مسلم وغيره.
علاقة الزوجية ليست فوقية مطلقة ، ولها مثل الذي عليها بالمعروف ، واسمح يسمح لك ، ولا تجسسوا ، ولا تحسسوا ، ومن تتبع عورة أخيه تتبع الله عورته ، ومن تتبع الله عورته فضحة ولو في عقر داره .
كُفّ بعد اليوم عن التلصص ، وتوقف عن تقليب الأوراق ، وتعامل مع شريكك على أساس الثقة والاحترام وحسن الظن ، وخذ ما ظهر ، ودع ما خفي ، وإليك النصيحة الواقية من فتن الحياة الزوجية على لسان محمد صلى الله عليه وسلم « إِنَّكَ إِنِ اتَّبَعْتَ عَوْرَاتِ النَّاسِ أَفْسَدْتَهُمْ أَوْ كِدْتَ أَنْ تُفْسِدَهُمْ » رواه أبو داود وابن حبان. والله أعلم .
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د. سلمان العودة – الإسلام اليوم

Sunday, October 12, 2008

There is a Silver Lining

The crisis has forced the United States to confront bad habits developed over the past few decades. If we can kick those habits, today's pain will translate into gains.

Fareed Zakaria
NEWSWEEK
From the magazine issue dated Oct 20, 2008

Some of us—especially those under 60—have always wondered what it would be like to live through the kind of epochal event one reads about in books. Well, this is it. We're now living history, suffering one of the greatest financial panics of all time. It compares with the big ones—1907, 1929—and we cannot yet know its full consequences for the financial system, the economy or society as a whole.

I'm betting that, in the end, the world's governments will win this battle against fear. They have potentially unlimited tools at their disposal, especially if they act in concert. They can nationalize firms, call bank holidays, suspend trading for weeks, buy up debt and equity, and renegotiate home mortgages. Most important, the American government can print money. All of these tools have long-term effects that are extremely troublesome, but they are nothing compared with the potential collapse of the financial system. And Washington seems to have recognized that it must do whatever is required to shore up that system. Big questions remain. What will it take to stop the fall? How costly will it be? How long before the rescue plan starts to have an effect? But at some point, the panic that gripped world markets last week will end. Of course, that will not mean a return to growth or a bull market. We're in for tough times. But it will mean a return to sanity.

Amid all the difficulties and hardship that we are about to undergo, I see one silver lining. This crisis has—dramatically, vengefully—forced the United States to confront the bad habits it has developed over the past few decades. If we can kick those habits, today's pain will translate into gains in the long run.

Since the 1980s, Americans have consumed more than they produced—and they have made up the difference by borrowing.

Two decades of easy money and innovative financial products meant that virtually anyone could borrow any amount of money for any purpose. If we wanted a bigger house, a better TV or a faster car, and we didn't actually have the money to pay for it, no problem. We put it on a credit card, took out a massive mortgage and financed our fantasies. As the fantasies grew, so did household debt, from $680 billion in 1974 to $14 trillion today. The total has doubled in just the past seven years. The average household owns 13 credit cards, and 40 percent of them carry a balance, up from 6 percent in 1970.

But the average American's behavior was virtue itself compared with the government's. Every city, every county and every state has wanted to preserve its many and proliferating operations and yet not raise taxes. How to square this circle? By borrowing, using ever more elaborate financial instruments. Revenue bonds were backed up by the prospect of future income from taxes or lotteries. "A growing trend is to securitize future federal funding for highways, housing and other items," says Chris Edwards of the Cato Institute. The effect on the projects, he points out, is to make them more expensive, since they incur interest payments. Because they "insulate the taxpayer from the cost"—all that needs to be paid now is the interest—they also tend to produce cost overruns.

Local pols aren't the only problem. Under Alan Greenspan, the Federal Reserve obstinately refused to inflict any pain. Russian default? Cut interest rates. Worried about Y2K? Cut rates. NASDAQ crash? Cut rates. The economy slows after 9/11? Cut rates. Whatever the problem, the solution was to keep the money flowing and goose the economy. Eventually, by putting the housing market on steroids, the strategy created problems too large to untangle.

The whole country has been complicit in a great fraud. As economist Jeffrey Sachs points out, "We've wanted lots of government, but we haven't wanted to pay for it." So we've borrowed our way out of the problem. In 1990, the national debt stood at $3 trillion. (That sounds high, but keep reading.) By 2000, it had almost doubled, to $5.75 trillion. It is currently $10.2 trillion. The number moved into 11 digits last month, which meant that the National Debt Clock in New York City ran out of space to display the figures. Its owners plan to get a new clock next year.



"Leverage" is the fancy Wall Street word for debt. It's at the heart of the current crisis. Warren Buffett explained the problem in his inimitable way on "The Charlie Rose Show." "Leverage," he said, "is the only way a smart guy can go broke ... You do smart things, you eventually get very rich. If you do smart things and use leverage and you do one wrong thing along the way, it could wipe you out, because anything times zero is zero. But it's reinforcing when the people around you are doing it successfully, you're doing it successfully, and it's a lot like Cinderella at the ball. The guys look better all the time, the music sounds better, it's more and more fun, you think, 'Why the hell should I leave at a quarter to 12? I'll leave at two minutes to 12.' But the trouble is, there are no clocks on the wall. And everybody thinks they're going to leave at two minutes to 12."

If there is a lesson to be taken from this crisis, it's a simple and old rule of economics: there is no free lunch. If you want something, you have to pay for it. Debt is not a bad thing. Used responsibly, it is at the heart of modern capitalism. But hiding mountains of debt in complex instruments is a way to disguise costs, an invitation to irresponsible behavior.

At some point, the magical accounting had to stop. At some point, consumers had to stop using their homes as banks and spending money that they didn't have. At some point, the government had to confront its indebtedness. The United States—and other overleveraged societies—have now gotten the wake-up call from hell. If we can respond and change our behavior markedly, this might actually be a blessing in disguise. (Though, as Winston Churchill said when he lost the election of 1945, "at the moment it appears rather effectively disguised.")

In the short term, all the solutions to the current crisis require that governments take on more debts and larger obligations. This is inevitable and necessary. But that doesn't mean we should, as some noted economists advocate, stimulate the economy with more tax cuts. That would be only one more way to keep the party going artificially—like asking a drunk to go to AA next year, but in the meantime to have even more whisky. A far better stimulus would be to announce and expedite major infrastructure and energy projects, which are investments, not consumption, and therefore have a much different effect on the country's fiscal fortunes. (They are not listed separately in the federal budget, but that's just bad accounting.)

In the medium and long term, we have to get back to basics. Households, for instance, should save more. Governments should put incentives in place that make such savings more likely. The U.S. government offers enormous incentives to consume (the deduction of mortgage interest being the best example), and it works. We have the biggest houses in the world, the thinnest flat-screen TVs and the most cars. If we were to tax consumption and encourage savings, that would also work. Regulations on credit-card debt should be revised to ensure that people understand the risks and costs of these instruments. Moving in this direction would be good for families and for the government as well.

Wall Street will also need to change. Paul Volcker has long argued that the recent spate of financial innovation was nothing of the kind: it simply shuffled around existing resources while contributing few real benefits to the economy. Such activity will now be reduced significantly. Boykin Curry, managing director of Eagle Capital, says, "For 20 years, the DNA of nearly every financial institution had morphed dangerously. Each time someone at the table pressed for more leverage and more risk, the next few years proved them 'right.' These people were emboldened, they were promoted and they gained control of ever more capital. Meanwhile, anyone in power who hesitated, who argued for caution, was proved 'wrong.' The cautious types were increasingly intimidated, passed over for promotion. They lost their hold on capital. This happened every day in almost every financial institution over and over, until we ended up with a very specific kind of person running things. This year, the capital that remains is finally being reallocated to more careful, thoughtful executives and investors—the Warren Buffetts … of the world."

Volcker has also argued that the highly complex financial system was not nearly as stable as people believed and that far-reaching efforts were needed to regulate and stabilize it. Now these issues will get attention at the highest level. The fear on Wall Street is that a Democratic administration would overregulate. But look at who is advising Barack Obama—Buffett, Volcker, former Treasury secretaries Robert Rubin and Larry Summers. It is more likely that what will come from their efforts will be a better-regulated financial system that, while producing less-extravagant profits, will be more stable and secure.

The financial industry itself is likely to shrink, and that's not a bad thing, either. It has ballooned dramatically in size. Curry points out that "30 percent of S&P 500 profits last year were earned by financial firms, and U.S. consumers were spending $800 billion more than they earned every year. As a result, most of our top math Ph.D.s were being pulled into nonproductive financial engineering instead of biotech research and fuel technology. Capital expenditures went into retail construction instead of critical infrastructure." The crisis will stop the misallocation of human and financial resources and redirect them in more-productive ways. If some of the smart people now on Wall Street end up building better models of energy usage and efficiency, that would be a net gain for the economy.

The American economy remains extremely dynamic and flexible. Even now, the most surprising data continue to be how resilient the economy has been through all these shocks. That will not last, especially if the panic persists. But even so, it highlights the fact that the U.S. economy has underlying virtues and, after a tough recession, will probably recover faster than many can now imagine. The rise in emerging-market economies, which have been powering global growth, will not vanish overnight, either.

A new discipline would benefit America in a more general sense, too. Ever since the collapse of the Soviet Union, the United States has operated in the world with no constraints or checks on its power. This has not been good for its foreign policy. It has made Washington arrogant, lazy and careless. Its decision making has resembled General Motors' business strategy in the 1970s and 1980s, a process driven largely by a vast array of internal factors but little sense of urgency or awareness of outside pressures. We didn't have to make strategic choices; we could have it all. We could make blunders, anger the world, rupture alliances, waste resources, wage war incompetently—it didn't matter. We had more than enough room for error—lots of error.

But it's a different world out there. If Iraq cast a shadow on U.S. political and military credibility, this financial crisis has eroded America's economic and financial power. In the short run, there has been a flight to safety—toward dollars and T-bills—but in the long run, countries are likely to seek greater independence from an unstable superpower. The United States will now have to work to attract capital to its shores, and manage its fiscal house better. We will have to persuade countries to join in our foreign endeavors. We will have to make strategic choices. We cannot deploy missile interceptors along Russia's borders, draw Georgia and Ukraine into NATO, and still expect Russian cooperation on Iran's nuclear program. We cannot noisily denounce Chinese and Arab foreign investments in America one day and then hope that they will keep buying $4 billion worth of T-bills another day. We cannot keep preaching to the world about democracy and capitalism while our own house is so wildly out of order.

It's a fundamental American belief that competition is good—in business, athletics and life. Checks and balances are James Madison's crucial mechanisms, exposing and countering abuse and arrogance and forcing discipline on people. This discipline will be painful for a country that has gotten used to having it all. But it will make us much stronger in the long run. If we can learn the right lessons from this crisis, the United States will once more be playing by its own rules. And that cannot be bad for us.

URL: http://www.newsweek.com/id/163449

Its not the poor who have lived beyond their reach its the rich !

McClatchy Washington Bureau


Posted on Sat, Oct. 11, 2008
Private sector loans, not Fannie or Freddie, triggered crisis
David Goldstein and Kevin G. Hall | McClatchy Newspapers

last updated: October 11, 2008 04:56:24 PM

WASHINGTON — As the economy worsens and Election Day approaches, a conservative campaign that blames the global financial crisis on a government push to make housing more affordable to lower-class Americans has taken off on talk radio and e-mail.

Commentators say that's what triggered the stock market meltdown and the freeze on credit. They've specifically targeted the mortgage finance giants Fannie Mae and Freddie Mac, which the federal government seized on Sept. 6, contending that lending to poor and minority Americans caused Fannie's and Freddie's financial problems.

Federal housing data reveal that the charges aren't true, and that the private sector, not the government or government-backed companies, was behind the soaring subprime lending at the core of the crisis.

Subprime lending offered high-cost loans to the weakest borrowers during the housing boom that lasted from 2001 to 2007. Subprime lending was at its height vrom 2004 to 2006.

Federal Reserve Board data show that:

_ More than 84 percent of the subprime mortgages in 2006 were issued by private lending institutions.

_ Private firms made nearly 83 percent of the subprime loans to low- and moderate-income borrowers that year.

_ Only one of the top 25 subprime lenders in 2006 was directly subject to the housing law that's being lambasted by conservative critics.

The "turmoil in financial markets clearly was triggered by a dramatic weakening of underwriting standards for U.S. subprime mortgages, beginning in late 2004 and extending into 2007," the President's Working Group on Financial Markets reported Friday.

Conservative critics claim that the Clinton administration pushed Fannie Mae and Freddie Mac to make home ownership more available to riskier borrowers with little concern for their ability to pay the mortgages.

"I don't remember a clarion call that said Fannie and Freddie are a disaster. Loaning to minorities and risky folks is a disaster," said Neil Cavuto of Fox News.

Fannie, the Federal National Mortgage Association, and Freddie, the Federal Home Loan Mortgage Corp., don't lend money, to minorities or anyone else, however. They purchase loans from the private lenders who actually underwrite the loans.

It's a process called securitization, and by passing on the loans, banks have more capital on hand so they can lend even more.

This much is true. In an effort to promote affordable home ownership for minorities and rural whites, the Department of Housing and Urban Development set targets for Fannie and Freddie in 1992 to purchase low-income loans for sale into the secondary market that eventually reached this number: 52 percent of loans given to low-to moderate-income families.

To be sure, encouraging lower-income Americans to become homeowners gave unsophisticated borrowers and unscrupulous lenders and mortgage brokers more chances to turn dreams of homeownership in nightmares.

But these loans, and those to low- and moderate-income families represent a small portion of overall lending. And at the height of the housing boom in 2005 and 2006, Republicans and their party's standard bearer, President Bush, didn't criticize any sort of lending, frequently boasting that they were presiding over the highest-ever rates of U.S. homeownership.

Between 2004 and 2006, when subprime lending was exploding, Fannie and Freddie went from holding a high of 48 percent of the subprime loans that were sold into the secondary market to holding about 24 percent, according to data from Inside Mortgage Finance, a specialty publication. One reason is that Fannie and Freddie were subject to tougher standards than many of the unregulated players in the private sector who weakened lending standards, most of whom have gone bankrupt or are now in deep trouble.

During those same explosive three years, private investment banks — not Fannie and Freddie — dominated the mortgage loans that were packaged and sold into the secondary mortgage market. In 2005 and 2006, the private sector securitized almost two thirds of all U.S. mortgages, supplanting Fannie and Freddie, according to a number of specialty publications that track this data.

In 1999, the year many critics charge that the Clinton administration pressured Fannie and Freddie, the private sector sold into the secondary market just 18 percent of all mortgages.

Fueled by low interest rates and cheap credit, home prices between 2001 and 2007 galloped beyond anything ever seen, and that fueled demand for mortgage-backed securities, the technical term for mortgages that are sold to a company, usually an investment bank, which then pools and sells them into the secondary mortgage market.

About 70 percent of all U.S. mortgages are in this secondary mortgage market, according to the Federal Reserve.

Conservative critics also blame the subprime lending mess on the Community Reinvestment Act, a 31-year-old law aimed at freeing credit for underserved neighborhoods.

Congress created the CRA in 1977 to reverse years of redlining and other restrictive banking practices that locked the poor, and especially minorities, out of homeownership and the tax breaks and wealth creation it affords. The CRA requires federally regulated and insured financial institutions to show that they're lending and investing in their communities.

Conservative columnist Charles Krauthammer wrote recently that while the goal of the CRA was admirable, "it led to tremendous pressure on Fannie Mae and Freddie Mac — who in turn pressured banks and other lenders — to extend mortgages to people who were borrowing over their heads. That's called subprime lending. It lies at the root of our current calamity."

Fannie and Freddie, however, didn't pressure lenders to sell them more loans; they struggled to keep pace with their private sector competitors. In fact, their regulator, the Office of Federal Housing Enterprise Oversight, imposed new restrictions in 2006 that led to Fannie and Freddie losing even more market share in the booming subprime market.

What's more, only commercial banks and thrifts must follow CRA rules. The investment banks don't, nor did the now-bankrupt non-bank lenders such as New Century Financial Corp. and Ameriquest that underwrote most of the subprime loans.

These private non-bank lenders enjoyed a regulatory gap, allowing them to be regulated by 50 different state banking supervisors instead of the federal government. And mortgage brokers, who also weren't subject to federal regulation or the CRA, originated most of the subprime loans.

In a speech last March, Janet Yellen, the president of the Federal Reserve Bank of San Francisco, debunked the notion that the push for affordable housing created today's problems.

"Most of the loans made by depository institutions examined under the CRA have not been higher-priced loans," she said. "The CRA has increased the volume of responsible lending to low- and moderate-income households."

In a book on the sub-prime lending collapse published in June 2007, the late Federal Reserve Governor Ed Gramlich wrote that only one-third of all CRA loans had interest rates high enough to be considered sub-prime and that to the pleasant surprise of commercial banks there were low default rates. Banks that participated in CRA lending had found, he wrote, "that this new lending is good business."

(e-mail: khall )at)mcclatchydc.com)

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